Unsecured merchant cash advance

Unlock the Cash Flow Your
Business Needs

Running a business often means managing unpredictable expenses, seasonal dips, or seizing time-sensitive opportunities. A Merchant Cash Advance (MCA) from Get Funds is designed to provide fast, flexible access to working capital based on your business’s current monthly revenue – without the red tape of traditional loans.

Unlike conventional business loans that require rigid credit checks, collateral, or lengthy approval processes, our MCA solution is tailored for speed, simplicity, and accessibility. It’s the ideal solution for small to medium-sized businesses that receive consistent and frequent turnover. We fund retail shops, restaurants, salons that’s are (B2C) to suppliers, Importers, manufactures, service providers, and more that are (B2B)

How Much Do you need?

R 100 000 - R 15 000 000

R 100 000

Monthly Cost of Capital

2%

2

4.2

Repayment Term (months)

3

3

12

Repayment Type

Advance Amount

R1,686

Total Payover

R1,686

Repayment Amount

R1,686

*Quotes may differ as they are determined by the funder that approves your application.

How It Works

You receive a cash advance based on your average monthly revenue – up to the equivalent of one month’s turnover. In return, you repay the advance (plus a small, fixed fee) over 3 to 12 months, with daily, weekly, or monthly repayment options available to suit your cash flow. The cost of funding typically ranges from 2% to 4.2% per month, depending on your risk profile and the funder’s mandates.

Key Benefits of a Merchant Cash Advance

Who It’s For

Merchant Cash Advances are ideal for businesses that payments and need capital for short-term working capital, renovations, equipment purchases, marketing, or to bridge cash flow gaps. Whether you’re expanding your service offering or simply stabilizing operations during a quiet season, MCA offers a fast, frictionless path to business liquidity.